About Us

A&M Futures is a woman owned finance company based on Integrity, Transparency and Relationships. Our headquarters is in Phoenix, AZ. We are financial educators and retirement income strategists for women in unique situations, such as divorce. We offer innovative solutions for both these women and their businesses.

Our goal is to help everyone move forward and reach their financial goals!​

Betty Pecha

Betty Pecha

Owner and Founder
Phone: 602-524-9230
National Producer #: 18374347

Betty Pecha has over 39 years of corporate legal and compliance expertise, working closely with NYSE, Nasdaq, and large private companies. She led compliance efforts in Insider Trading, SEC Reporting, and Board Governance while managing complex regulatory requirements, including FinCEN. As a key liaison, she bridged communication between boards, corporate officers, and outside counsel.

Now, Betty channels her experience into guiding single women in transition—particularly those facing life changes like divorce or widowhood—toward financial security. Her passion was strengthened while working with a close friend during her divorce, witnessing firsthand how her attorney struggled to fully understand certain financial holdings. As her friend emotionally shut down, Betty stepped in as an advocate, assisting the attorney in structuring tools to ensure continued child support for her friend’s minor children, even if her ex-husband became ill or injured. This, combined with navigating her own family’s financial crisis caused by an unforeseen medical event, deepened Betty’s commitment to creating resilient income strategies and asset protection for her clients.

Committed to her community, Betty serves on two non-profit boards, advocating for quality-of-life services. She treasures time with her husband of 36 years, their two daughters, and twin grandsons, often relaxing with a good book and a cup of coffee or glass of wine.

Betty Pecha
Mikaela Stannard

Mikaela Stannard

Account Executive
Phone: 602-349-8291
National Producer #: 18849985

Mikaela graduated from Northern Arizona University with a B.S. in Park and Recreation Management. While participating in all the required business classes, she had no idea how they would change her life. This is where she realizes that she loved the business portion of her degree.

A&M Futures allows Mikaela to further develop and grow her passion of helping families and small businesses achieve their goals. Most people believe they can only reach financial success and goals by being a part of a big corporation or business. Mikaela loves sharing with individuals and small businesses how their “big” goals can be accomplished. Helping families is where her passion lies, as she is a single mother of twin boys she personally knows the ups and downs. Mikaela wants to make sure families are ready for life’s what-ifs and major milestones – buying a car or home, starting a family, going to college and retirement.

When Mikaela has free time, she enjoys hanging out with her twins and her two dogs. Mikaela and her family enjoy spending time outdoors – going to the park or zoo, hunting, fishing or just taking a new back road to find out where it goes.