As the owner of a small business, it can be daunting to figure out affordable benefits for our employees. With Group Health Insurance being completely out of our budget, I really didn’t know what other options were available. Betty Pecha with A&M Futures has been a huge blessing! She provided us with a flexible program that covers the “what ifs” and milestones for our employees. I was able to set the budget of what I could contribute for each employee which is tremendously helpful. And each employee has a say in how much they contribute as well. There are very few programs customizable to both the employer and employee. Betty’s customer service rocks and you can feel how much she cares. I highly recommend her and her company for finding benefits that will help you attract and retain quality employees!