info@amfuturesllc.com
602-845-0871

Solutions For A BETTER WAY To RETIRE

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RETIREMENT INCOME STRATEGIES

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ASSET PROTECTION & REALLOCATION

ASSET DIVERSIFICATION

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HEALTHCARE PLANNING

LEGACY PLANNING

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MAXIMIZE SOCIAL SECURITY BENEFITS

“Our passion is working with individuals to plan and protect their financial future/retirement goals. Our first step is to LISTEN & LEARN. Together we can then structure the best path to meet your financial goals.”

Betty Pecha

Owner & Founder

Contact Us for a Meet and Greet
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4 SIMPLE STEPS TO A SUCCESSFUL RETIREMENT

01

Cover Your Basic Expenses with Guaranteed Income

02

Protection against Inflation, Higher Taxes & Market Risks

03

A Plan for Long Term Care & Rising Health Care Costs

04

Legacy Planning – Pass on your Wealth

Contact Us for a Meet and Greet

Life is full of What Ifs and Milestones
Are You Prepared?

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Retirement

Prepare for a sustainable, enjoyable retirement. Everyone deserves a long retirement without the fear of running out of money.
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Home Ownership

We have the “key” to your new home. Let’s make you “bankable” to your mortgage lender and more.
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College Fund

A college fund that does not have the limitations or pitfalls of traditional plans. Save money for your child’s future that will provide tax-free money for their future.
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Untimely Death

Let’s plan so your family is prepared and has a legacy. Tax-free money to help with lost income, childcare costs, outstanding debts, and even funeral expenses.
Medical Expense

Medical Expenses

Tax-free strategies to make sure you are prepared for unexpected medical expenses. Make sure your assets are protected from creditors. Talk with someone who knows this first-hand.

Wealth

Wealth Management

Make sure you are using the right strategies – it is no longer your grandparents’ world. Our experts will work with you to protect your wealth and grow your wealth without fear of market downturns or paying taxes.

About A&M Futures

A&M Futures Products help individuals and families move forward for a better future

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Protect your money from loss and provide for upside potential.

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Your money is working for you.

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Maximize your tax-advantaged savings and income opportunities.

About Us

A&M Futures is a woman owned finance company based on Integrity, Transparency and Relationships. Our headquarters is in Phoenix, AZ. We are financial educators and retirement income strategists for women in unique situations, such as divorce. We offer innovative solutions for both these women and their businesses.

Our goal is simple: help everyone move forward and reach their financial goals!

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Mission Statement

We serve individuals and families by educating them on tax-advantaged strategies so they have the tools to make the right decisions for themselves and their family. Our passion is to help each person meet their specific goals – college to retirement.

We understand the current challenges and that most feel overwhelmed by their challenges and/or situations. That is why it is important to us to show you how our “outside of the box” strategies can be the solutions you are looking for.

We will listen and learn about your challenges and provide you with better solutions to help you move forward to be prepared for life’s what ifs and milestones.

Who We Service

Starting Out

Age 0 to 40
Together we can create your financial roadmap. It’s all about great beginnings!

Buying a Home

Private School or College

Emergency Fund

Almost There

Age 40 to 60

Dreams & Aspirations Galore!
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Time with Family

Traveling

Special Retirement Home

These are what retirement goals are based on. Let’s prepare so your dreams can be reality.

Retired

Age 60 to 80
The Golden Years!

Income for your Basic Expenses

Risk Management of your Nest Egg

Understand how Inflation, Taxes and Healthcare Costs affect your Nest Egg

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Protect & Grow Your Money

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Everyone needs sustainable strategies for their financial futures.

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This statement is true for BOTH businesses and individuals/families alike.

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A&M Futures specializes in strategies which offer

  • Financial crises protection
  • Protected against market risk
  • Long-term care
  • Tax-deferred growth
  • Tax-advantaged income
  • Supplemental retirement
  • Flexible access to cash
  • Legacy for the next generation
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All without the risk of traditional investing.

What Our Client’s Say

Bill Robertson

"She explained everything to us so well and her business is beneficial for those of us who are concerned about having funds to supplement their retirement. She comes highly recommended by my wife and I. "

Craig Curry

The Werks C & C Inc.

"Betty is a professional who really knows her product and can explain it to you in terms you can understand. she answers your concerns and questions and has no issues with you contacting her after hours"

Heather Olson

Olson Insurance Agency

A&M Futures was invaluable in assisting us with giving our employees peace of mind. Their product combines so many amazing benefits – retirement savings, long term care, chronic illness and life insurance – into one affordable product. In today’s economy employee retention is so important and Betty’s company allowed us to give our employees something no one else can offer.

Thomas Dawson

Dumpster Intervention Patrol

Betty is an amazing leader! Provides professional guidance with your business, employee, and personal needs. Put your assets where they need to be, back in your pocket. Taking investing to a different level, to protest and grow your financial portfolio and provide reassurance, an added value “win-win” for everyone! The great thing with Betty is she makes you feel comfortable, excited about what your positive financial move, and she really makes sure you’re doing the right thing being honest and upfront from the start to finish and everywhere in between. I recommend Betty as she really knows her services and what will work best for you!

Tina Smith

E3 Cryo & Wellness

As the owner of a small business, it can be daunting to figure out affordable benefits for our employees. With Group Health Insurance being completely out of our budget, I really didn’t know what other options were available. Betty Pecha with A&M Futures has been a huge blessing! She provided us with a flexible program that covers the “what ifs” and milestones for our employees. I was able to set the budget of what I could contribute for each employee which is tremendously helpful. And each employee has a say in how much they contribute as well. There are very few programs customizable to both the employer and employee. Betty’s customer service rocks and you can feel how much she cares. I highly recommend her and her company for finding benefits that will help you attract and retain quality employees!
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