Solutions For A BETTER WAY To RETIRE

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RETIREMENT INCOME STRATEGIES

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ASSET PROTECTION & REALLOCATION

ASSET DIVERSIFICATION

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HEALTHCARE PLANNING

LEGACY PLANNING

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MAXIMIZE SOCIAL SECURITY BENEFITS

“Our passion is working with individuals to plan and protect their financial future/retirement goals. Our first step is to LISTEN & LEARN. Together we can then structure the best path to meet your financial goals.”

Betty Pecha

Owner & Founder

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4 SIMPLE STEPS TO A SUCCESSFUL RETIREMENT

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Cover Your Basic Expenses with Guaranteed Income

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Protection against Inflation, Higher Taxes & Market Risks

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A Plan for Long Term Care & Rising Health Care Costs

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Legacy Planning – Pass on your Wealth

Life is full of What Ifs and Milestones
Are You Prepared?

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Retirement

Prepare for a sustainable, enjoyable retirement. Everyone deserves a long retirement without the fear of running out of money.
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Home Ownership

We have the “key” to your new home. Let’s make you “bankable” to your mortgage lender and more.
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College Fund

A college fund that does not have the limitations or pitfalls of traditional plans. Save money for your child’s future that will provide tax-free money for their future.
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Untimely Death

Let’s plan so your family is prepared and has a legacy. Tax-free money to help with lost income, childcare costs, outstanding debts, and even funeral expenses.
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Medical Expenses

Tax-free strategies to make sure you are prepared for unexpected medical expenses. Make sure your assets are protected from creditors. Talk with someone who knows this first-hand.

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Wealth Management

Make sure you are using the right strategies – it is no longer your grandparents’ world. Our experts will work with you to protect your wealth and grow your wealth without fear of market downturns or paying taxes.

About A&M Futures

A&M Futures Products help individuals and families move forward for a better future

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Protect your money from loss and provide for upside potential.

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Your money is working for you.

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Maximize your tax-advantaged savings and income opportunities.

About Us

A&M Futures is a woman owned finance company based on Integrity, Transparency and Relationships. Our headquarters is in Phoenix, AZ. We are financial educators and retirement income strategists for women in unique situations, such as divorce. We offer innovative solutions for both these women and their businesses.

Our goal is simple: help everyone move forward and reach their financial goals!

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Mission Statement

We serve individuals and families by educating them on tax-advantaged strategies so they have the tools to make the right decisions for themselves and their family. Our passion is to help each person meet their specific goals – college to retirement.

We understand the current challenges and that most feel overwhelmed by their challenges and/or situations. That is why it is important to us to show you how our “outside of the box” strategies can be the solutions you are looking for.

We will listen and learn about your challenges and provide you with better solutions to help you move forward to be prepared for life’s what ifs and milestones.

Who We Service

Starting Out

Age 0 to 40
Together we can create your financial roadmap. It’s all about great beginnings!

Buying a Home

Private School or College

Emergency Fund

Almost There

Age 40 to 60

Dreams & Aspirations Galore!
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Time with Family

Traveling

Special Retirement Home

These are what retirement goals are based on. Let’s prepare so your dreams can be reality.

Retired

Age 60 to 80
The Golden Years!

Income for your Basic Expenses

Risk Management of your Nest Egg

Understand how Inflation, Taxes and Healthcare Costs affect your Nest Egg

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Protect & Grow Your Money

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Everyone needs sustainable strategies for their financial futures.

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This statement is true for BOTH businesses and individuals/families alike.

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A&M Futures specializes in strategies which offer

  • Financial crises protection
  • Protected against market risk
  • Long-term care
  • Tax-deferred growth
  • Tax-advantaged income
  • Supplemental retirement
  • Flexible access to cash
  • Legacy for the next generation
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All without the risk of traditional investing.

What Our Client’s Say